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THINGS TO KNOW
 

 1.    Know your Customer

 

Have you heard of a small account?

 

Even without proof of identity and address, open a savings bank's 'small account' by submitting a recent photograph and signature. Enjoy account balance of up to Rs 50,000, withdrawal up to Rs 10,000 per month and total credits of up to Rs 1 lakh per financial year.

2.    Credit Discipline

 

Don’t know your credit score?

 

Individuals having credit history can get one free full credit report including credit score, once in a year (January - December) from any of the four credit information companies (TransUnion CIBIL, Equifax, Experian or CRIF High Mark).

3.    Unified Payment Interface

 

Do you have a smartphone with access to the Internet?

 

Go digital on the Unified Payment Interface platform (UPI). A platform that allows seamless transfer of money on a real time basis between two bank accounts using either your bank's app, BHIM or any other third party app on your smartphone.

4.    *99#

 

Do not have a smartphone or access to the Internet?

 

Go digital using *99# USSD code. A platform that allows seamless transfer of money on a real time basis between two bank accounts using a feature phone/smart phone without internet connection by dialing code *99#

 

 

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